We have the Zero percent financing program available called Healthcare Finance Direct (HCFD). You as a Youthful Endeavors’ Client or even as a Clients-to-Be can go to the HCFD website at www.healthcarefinancedirect.com to prequalify for a loan of any amount greater than $1000 by using Youthful Endeavors’ HCFD Provider #10372.
We highly recommend this HCFD option especially for larger treatment packages. HCFD is a highly reputable finance processing company especially designed for healthcare customers and our six plus year history of working with them has confirmed they are consistently client friendly and their staff have always been super helpful to our MedSpa staff as they assist us with each of our clients in the completion of their HCFD application paperwork. They are truly business and client supportive in their daily operations and their financing services are the most cost effective financing-of-healthcare-services option in the USA. HCFD loans and their repayment options are good alternatives to direct bank loans, second mortgages options or the option to place large single purchases on high interest-bearing credit cards. Also, a person who decides to undergo another procedure at Youthful Endeavors months after taking out their first HCFD loan can usually take out another HCFD loan before their original loan has been paid off as long as their personal financial situation remains stable.
HCFD’s monthly loan processing charge is $10 per month no matter if your loaned is $1000 or $35,000. No, this $10 per month HCFD monthly processing fee is not a misprint! HCFD is financing company that has been successful and in existence now for over 10 years. The term range of these HCFD loans are for 4 to 36 months and depends on the loan dollar amount and your credit rating. There is an initial $39.95 activation fee that the patient pays directly to HCFD and the patient will be required to pay 10% to 20% down payment directly to our practice, Youthful Endeavors as Dr Hetz is your provider of these planned aesthetic services. Your percentage downpayment is based on your credit history-credit rating. In general, if you or you and your CoApplicant, if desired, have an income of at least $2000 gross per month, and don’t have a any significant bankruptcy history or recent or serious past credit problems, our clients have been consistently approved. This low cost financing program can be provided to most of our clients because it’s the provider (In this case Dr Hetz our board certified surgeon and who is both Medical Director and the owner of Youthful Endeavors Aesthetics) who will be performing or providing your medical services, and thus is who is taking the loan loss risks, and not a bank. HCFD only works with healthcare providers and consumers of healthcare related services. You can’t buy a used or new car with HCFD but you can buy 10 or more years off your look or a better looking or a more pleasant contoured body.
We also have Care Credit and that website is www.carecreditpro.com and our Youthful Endeavors’ & Womens Healthcare Associates’ merchant ID# is 5348121300563424. Care Credit interest rates start at 5.7% and up as these loans are processed through and backed by a banking system. Care Credit costs at least 5.7% more and the interest rate can jump to double digits.
In very select situations we can sometimes offer clients a short term internal loan or repayment plan for care provided much like what medical-surgical practices do when insurance companies don’t pay full amounts for medically necessary procedures or care services.
Finally, we also provide 2.5% discounts on treatment packages that are more than $5000 when treatment packages are paid in full as one lump sum in cash, a cashiers check, or when using a personal check since it is our philosophy to pass on this ~2.5% savings to those clients since Credit Card & Debit Card companies and/or the business’s Bank charges this transaction processing fee to all businesses including Youthful Endeavors.
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